Web developers hourly ratepráce

...a Microservice architektuře Znalost NoSQL databáze (ElasticSearch nebo MongoDB) velkou výhodou Ochota učit se novým věcem a proaktivní přístup Výběrko: Máme dvoukolový rychlý systém vstupních pohovorů / technické a netechnické/ takže vzájemně rychle víme, jestli si padneme do oka. Co Ti můžeme nabídnout? Férové ohodnocení dle Tvých znalostí a zkušeností ( až 7K+ CZK pro experta/expertku/ MD rate) Pracuj klidně i 100% remote nebo využij naši dog-friendly kancelář v Karlíně, s lahodnou kávou a snacky. Na další benefity se u nás nehraje, raději ti za tvou práci pro...

Hello everyone, we are an artificial intelligence company, in order to develop software, we want to recruit hundreds of Czechs to record Czech audio for us,We need to record 1050 sentences, each sentence is 2-8 seconds,and the pass rate must reach 96.5%. without violating any of your privacy. If you are interested in helping us record the audio, please contact me! Note: Those who have participated in the startask app recording cannot participate in this job. Ahoj všichni, jsme společnost zabývající se umělou inteligencí, abychom mohli vyvíjet software, chceme naverbovat stovky Čechů, aby nám nahráli český zvuk, Potřebujeme nahrát 1050 vět, každá věta má 2-8 sekund, trvá to asi 3 hodiny pro do...

Poptávam vytvoření jednoduché aplikace pro ios. Víc osobně, prosím o nabídku na mail (vaší md rate a k tomu dostupnost pro implementaci projektu). Děkuji

...campaign with a telecoms client in Hungary and the Czech Republic. In addition to crowdtesting, we are looking for professional testers to join this campaign. We are looking for testers with a specific internet service, so that we can provide a TV box to test new software that has not yet been released on the market. This is a work from home job and you must live in Hungary or the Czech Republic. Hourly paid. No more than 8 hours of tests spread over 1 month. Job description: -Tasks will include user testing and bug reporting: documentation of process, tests, results and analysis. Job Requirements: - Experience in testing or software development. - Proficiency in English. - Experience in software testing/QA/Software development - Live in Hungary or Czech Republic Do you w...

...wp_wc_customer_lookup wp_wc_order_stats wp_woocommerce_order_itemmeta wp_woocommerce_order_items We migrated the site using a plugin, I created a backup using WP All in One WP migration, and restored it on a clean WordPress installation, that's how I created the staging site. The migration was made to change the theme and keep all functionalities. The live site has a custom made theme built by old developers who built as well the custom plugin connected with LearnDash and WooCommerce. We installed Divi theme of the staging site and rebuilt the whole website, we changed some plugins but mainly the main plugins and the custom plugin are still there on the staging site and working. I prefer to migrate all tables, that would cover everything, but would it cause any problem with...

Hi, I am looking for someone able to customize my Wordpress website. I have a functional site built with template and plugins, but I have some more requirements that I need to adjust. It is a private project about selling Sphynx cats. Expected start of cooperation: March 2022 I prefer Prague located, czech speaking developers.

Magento Cloud Pro for Hardware Store

Nástroj pro efektivní řízení IT a jednotlivých zdrojů v IT. Jedná se o ucelený soubor kontrolních a dokumentačních nástrojů. Základní moduly jsou: - IT Test - IT Overview - Registr rizik - KPI - KGI - Katalog služeb - Aktiva - Smlouvy - Systémy - GDPR

Dobry den Matěji, zaujal me Vas profil na freelancer.com, a rad bych s Vami navazal spojeni s moznosti budouci spoluprace. Jsme spolecnost Anywhere (), ktera vyviji mobilni apl...cinnosti. Jedna se o casově velke projekty s delkou trváni od 3 do 12 mesicu, které jsou vetsinou realizovany v mensich skupinach lidí (cca 5 - 12 lidi). Od kratkodobych po dlouhodobe projekty, kde prace je mozna na ICO i HPP, zalezi na tom, co Vam vice vyhovuje. V soucasnosti mame otevreny projekt na PHP vývojáře přímo k nám do Anywhere. Pouzite technologie jsou PHP, OPP, Nette, MySQL, NetBeans, IDE. Rate na Mainday je na dohode, pohybuje se okolo 1500Kc. V pripade zajmu o blizsi nezavazne informace se s Vami rad spojim a sdelim je.  Michal Kis 776...

V současnosti máme otevřený projekt na .NET programátora pro společnost zabývající se činností v oblasti bankovnictví. Použité technologie jsou .NET 4.5, C#, WCF, Entity FW, MEF (nebo jakýkoliv další DI framework). Dále je vhodné mít dobrou znalost OO designu. Rate na Mainday je na dohodě, pohybuje se okolo 5000Kč.

We are a design studio Vaaks Design. We are hiring web developers who have experience with WordPress/ Tilda. Key requirements: - Website development: I'm looking for someone capable of developing a full-fledged e-commerce website, including all the key features and functionalities expected in such sites. - Customer reviews feature: An essential aspect of this project is integrating a customer review system into the website. Ideal candidate should have: - 1-2 years experience of work on WordPress/ Tilda. - Ability to design and execute a modern and sleek website. - Ability to communicate in English effectively. - Experience with integrating and customizing customer review features is a plus. Looking forward to working with you.

Hi Dee P., As discussed video chat visually in private hourly basis.

...should be comprehensible and useful to software developers. Key Requirements: - Process Flow Diagram: The requirement is for a process flow diagram, specifically - a detailed depiction of every step involved in the Irish auto-enrollment system design. - Ideal Audience: The primary audience for this diagram is software developers. The flow should be clear and detailed enough to help them understand the system requirements and processes. Ideal Skills: - Proficiency in Design Tools: The freelancer should have a good command of tools used to create process flow diagrams. - Understanding of Software Design: A background in software design or development would be beneficial to create a diagram that is practical and easy to follow for software developers. - Attention to...

I need a proficient Matlab Simulink professional to simulate the current production in a semi-truck's solid oxide fuel cell. This should take into account multiple variables, specifically: - Temperature - Pressure - Fuel flow rate These should be varied at high levels in the simulation. With a requirement for medium precision, the model should sufficiently represent the real-world scenario without too much granularity. The goal is to understand how these variables affect the current production. The ideal candidate should have a strong background in thermodynamics, system simulations, and Matlab Simulink. Experience in solid oxide fuel cells and vehicular simulations would be a significant advantage.

Here is a brief of my requirement. What I want is when I am creating a collection page, the way I can actually sort the product is...the product is either through best selling item, product title, highest price or lowest price, new best oldest and manually. Now we have thousands of product in a collection at the moment hundreds of them. What we want to do is instead of the regular product filter which is available on Shopify, we want to have a custom one with the logic on the basis of either row as or basis on the conversion rate. So we can actually connect this with the Google sheet or we can actually have an identifier in terms of how the product would change their, how would product would look on the collection page in terms of where they are on the collection page basis of an id...

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...We are seeking a highly skilled web designer with expertise in WordPress and the Avada theme to design and implement a landing page focused on maximizing conversion rates, specifically for Estimate Requests. **Responsibilities:** - Design a visually appealing and functional landing page that aligns with our services and goals. - Implement the design using the WordPress platform and integrate it seamlessly with the Avada theme. - Optimize the landing page for conversion, focusing on layout, content placement, and call-to-action buttons. - Ensure the landing page is responsive and performs well across all devices and browsers. - Collaborate closely with our team to refine requirements and adjust designs as needed. **Requirements:** - Proven experience in web design and dev...

I'm looking for an experienced Google Ads expert to help me boost the sales conversion rates on my ecommerce website, specifically in the fashion and accessories category. Key Aspects: - The main objective of the project is to increase the conversion rate, not just the website traffic. - The primary target audience for these campaigns is middle-aged adults (25-54). Ideal Skills and Experience: - Proven track record of managing successful Google Ads campaigns for ecommerce. - Experience in the fashion and accessories industry would be a significant advantage. - Understanding of the behavior and preferences of middle-aged adults. - Ability to optimize campaigns for increased sales conversions, not just clicks. - Proficiency with Google Ads tools and analytics to track and re...

** Read FULL description before bidding! ** Format for your proposal is at the end. Anyone not following the format will be automatically declined. I am looking for a talented web designer to help clean up and redesign my website. This project will involve four main areas of focus: Design Layout, Content Organization, and Speed. Design Layout: - Change color scheme: I need a fresh color palette that is visually appealing and cohesive. It should include a black and white core like my logo with red/blue accents. The images should be updated with the same colors using photoshop recoloring. - Update fonts and typography: I am looking for a modern, readable and consistent font that matches my logo. - Optimize for mobile devices: The website should be responsive and provide a great...

...in Bertrange, Luxembourg. This is a one-time gig with the potential for future opportunities. We provide test administration and accommodation solutions to test-takers nationwide. For this purpose, we look for professionals who we contact on an "as-needed" basis to see if they are available to assist test takers for their approved accommodations. We provide complete training and assignments pay hourly for the entire scheduled time, even if the exam ends early. We have a computer exam coming up where a test taker has been approved for a Reader and input assistance. For this assignment, you are required to be present on-site, sit with the test taker, and read the exam content aloud. You will then enter the answers as instructed by the candidate. The exam is taking plac...

I'm seeking an experienced website developer to maintain a company website. Keeping the website up to date and work on SEO. NO ADS Key Job Detail... NO ADS Key Job Details: - Ensuring seamless navigation structure - Implementation of effective SEO strategies Required Skills & Experience: - Proven experience in web development - Strong understanding of SEO principles - Portfolio showcasing corporate websites Specific SEO Goals: - Increasing website traffic - Improving search engine rankings Your expertise will play a pivotal role in creating an engaging, user-friendly website that also effectively increase our visibility online. Looking for a month to month service. Current SEO guy won't do and website work, like fixing indexing issues. Says that's the ...

I'm seeking an experienced professional to create and manage a Google Ad campaign specifically designed to generate leads. My primary audience are professionals aged 25 to 54 years. The campaign should target professionals across the entire country. - Effective ...to 54 years. The campaign should target professionals across the entire country. - Effective lead generation tactics - Extensive knowledge in Google Ads - Ability to target professionals (25-54 years) nationwide - Proven strategy to create nationwide interest The ideal freelancer for this project would have a strong background in delivering successful ad campaigns with a high conversion rate. These skills and experience will be crucial in reaching the campaign goals efficiently. I look forward to viewing ...

I'm in need of an expert in affiliate marketing who can help optimise our existing website. We're a U.S.-based eCommerce shop, focusing on smoking pipes and accessories. Specifically, we are aiming for the following: - An increase in affiliate traffic - An improvement in affiliate sales More concretely, our goals are to: - Increase affiliate sales by 15% - Achieve a conversion rate of 10% Drive sales, win the contest (10 sales) - and earn a commision. Earn 2.5% of each purchase as an affiliate marketer for Flies HIgh:

I'm on the hunt for talented web developers from India for a long-term collaboration. My project revolves around creating an informational website integrating a contact form and services section. The desired aesthetic is minimalistic and clean. Key Responsibilities: - Website development and design based on briefs - Implementation of a user-friendly services section - Inclusion of easy-to-use contact forms Ideal skills and qualifications: - Proven experience in website design - Strong aesthetic sense with a preference for clean, minimalist styles - Fluent in English, excellent communication skills Please mention your quote for a fully-functional website in your bid. Your creativity and problem-solving skills will be appreciated on this project, as well as your abilit...

Start your message with "cheap website" I am in need of a knowledgeable consultant to guide me through the process of creating a simple website. You have to understand that I just need a meeting, I am not trying to get a website from you. I will pay hourly for meetings. (zoom meeting) Ideal Skills: - Excellent communication. - understanding of the cheapest and safest way to have a very simple website. - understanding all the steps needed to have my own website. - knows the approximate price for having my website.

I am seeking a skilled web developer to set up an e-commerce platform for organic products. The website needs to have a highly premium look and the following features are key: - Product Catalog: An organized system for showcasing less than 50 products. With an option to increase with business growth. - Shopping Cart: A seamless approach for customers to buy and checkout products. - Customer Reviews: An option for customers to review and rate products. - Blog: A section dedicated to detailed organic product reviews, any user can post blog Ideal Skills and Experience The successful bidder should have previous experience in e-commerce website development and blog setup, particularly in the organic product industry. A strong understanding of SEO and customer psychology will be ...

As the project owner, I am urgently seeking experienced PHP developers to enhance the capabilities of multiple open source projects. The exact projects requiring development haven't been specified, but the key components will include: Brief description: Members can also upload items (only to designated columns set by administrators). Assumption: The administration will set up a category column—Card Trading. Members who log in can upload related items to sell, but only to that column; they cannot upload to other columns. Let's break it down step by step: User Column: Modify the administrator's product management template. The administrator will set up a category, such as the Card Trading Market. Then, all items uploaded by users will be categorized under th...

I'm in need of a highly-skilled developer who can successfully build an indoor navigation system using ibeacon. This system will utilize three Bluetooth ibeacon gateways or an nRF mobile app to precisely track movement. Key Features: - Platform: Android. - Primary Funct...providing highly precise tracking. Ideal skills for this job include: - Proficiency in working with ibeacon and nRF mobile app. - Demonstrated experience in building navigation systems specifically for Android platform. - Deep understanding of GPS and navigation software. - Strong skills in writing precise code to ensure high precision in tracking the movement. Looking forward to connecting with developers who have a knack for detail and precision. Your expertise will greatly contribute to navigating o...

We need a Facebook Community Moderator for a 7K-member group - POD (print-on-demand) brand. Responsibilities: - Build close relationships with the members, able to collect their insights via community - Implement the community moderation strategy, ensuring its effectiveness - Create attractive content to boost the engagement rate - Regularly review posts, comments, and media shared within the Facebook group to ensure they adhere to community guidelines and standards. - Collaborate closely with other moderators, administrators, and relevant teams to align efforts, share insights, and coordinate initiatives aimed at enhancing customer engagement and satisfaction. - Analyze group metrics, engagement levels, and member feedback to identify trends, opportunities, and areas for improv...

I need legal translators for several languages: Urdu, Spanish, Russian, Dutch, French, Hindi, Mandarin, Czech, Tamil, German, Bulgarian...). Please let me know your experience and the rate you expect

I'm in urgent need of an adept Android developer for the prompt creation of an e-commerce application. Essential Features: - Product listings and details: Display a wide range of products with accurate, detailed descriptions. - Shopping cart and checkout: Functional, user-friendly interface to facilitate purchases. - Customer reviews and ratings: Platform for customers to rate and review products, enhancing the shopping experience. 1. At least 2 years of experience in Android application development 2. Proficient in Java or Kotlin programming languages and Android development tools and frameworks 3. Have a certain understanding of mobile application design and user experience 4. If you have published applications for s-/--a--/--l---/-e, I am interested and look forward ...

I'm in need of a skilled web developer to create a website for my new car dealership. The website will include a comprehensive set of features to ensure a smooth and user-friendly experience. Key Features: - Advanced Search Filters: Enable users to easily find their desired car based on various criteria such as make, model, year, price, etc. - Online Payment Integration: Implement a secure and reliable payment gateway for seamless transactions. - User Reviews and Ratings: Allow customers to leave feedback and rate their purchase experience, enhancing the credibility of the platform. Vehicle Listings: The website will exclusively list new cars. Therefore, it's essential to focus on showcasing these vehicles effectively. News Section: Additionally, I'm inter...

As someone with entrepreneurial ambitions who targets millennials, parents, and business professionals, my goal is to expedite the growth of my online business. To achieve this end, I'm looking for a Performance Marketer with expertise in search engine advertising and social media. Your task? 1. **Web Traffic Growth**: Design and execute strategies that would significantly drive high-quality traffic to my website. 2. **Conversion Rate Improvement**: Monitor, iterate, and optimize campaigns to ensure they're directly contributing to increases in conversion rates. 3. **Sales Boost**: Proposition and manage methods to increase online sales effectively. The ideal freelancer would possess: - Demonstrable experience in performance marketing. - Proficiency in search en...

...Development: Executing the development phase to ensure smooth functionality and performance of the e-commerce website. Adding Collections: Organizing product listings into appropriate collections to facilitate easy navigation for customers. App integrations: Introducing necessary app integrations to enhance the website's features and functionalities. Reference Websites: We encourage interested developers to explore stylish e-commerce stores specializing in camera accessories and lenses for inspiration. While no specific websites are mandated, examples of such stores may provide valuable insights into design elements and user experience. Website Type: The envisioned website will be a basic e-commerce platform tailored to meet the needs of TTArtisan's customers. It shoul...

I need skilled developers to Find/design an API. The purpose of this API will allow checking of Indian IPO allotment statuses using a PAN Card number. Developer has to find API. I don't have any API. Features: - I'm interested in real-time IPO allotment status updates. It's important to me to have real-time data, so experience with real-time data fetching and API development is a must. Knowledge of the financial sector, especially around Indian IPOs, will be considered a strong advantage. Note & Terms: Please only send quote If you know very well in these industries. I will pay amount only one time for project. Do not ask any Advance Payment.

I'm actively seeking a savvy PPC expert to take the helm of my online advertising campaigns. I anticipate yo...decision. Your Responsibilities: - Evaluating and implementing a strategy for an effective PPC campaign - Frequent PPC campaign monitoring and adjustments - Reporting on the campaign's performance Skills & Experience: - Proven PPC experience - Strong decision-making skills - Track record of improving conversion rates The key goal for this project is to significantly escalate my website's conversion rate. So, your application should showcase relevant experience where you've achieved this. The more details about your previous work, the better. Mastery of Google Ads, Facebook Ads, or Microsoft Advertising might be an advantage. Let's connect t...

As the person behind this project, I am reaching out to highly skilled app developers with a particular emphasis on Android platform expertise. Here's my requirement: - Develop an Android communication app from scratch. Key Functionalities: - Feature a chat functionality that ensures seamless textual communication. - Provide an easily navigable video calling facility, enhancing overall user experience. Ideal Candidate: - Should have significant experience in Android app development. - Preferably located in Bangladesh, but developers from other regions are welcome to bid. - Must possess a deep understanding of implementing chat and video calling functions in a communication app. Concluding Remarks: I’m aiming to work with tech enthusiasts who can breathe ...

I'm seeking a diligent professional who can adeptly spot and get in touch with celebrity influencers on Instagram. Key responsibilities and tasks include: - Celebrity Influencer Identification: Find influencers with a considerable follower base and a high interaction rate. - Outreach: Contact potential influencers professionally, presenting our products, and discussing promotional possibilities. - Focus on Purchase: The ideal influencer's promotional content should inspire their followers to end up purchasing our products. If you have proven experience in influencer marketing and possess excellent communication and persuasive skills, you're the person I’m looking for. Expertise in the Instagram platform and E-commerce is a must. I am looking forward to your in...

Hello, I am currentl...for an excellent developer who is well versed in at least any one of the following fields: Java, C#, Golang, Rust, JavaScript, Python, solidity, web3, blockchain, web frontend and backend. Of course, he must be prepared to work with us long term, more than 40 hours per week. You must be geographically located in Europe or the Americas, be able to work at least 6 hours EST day time, and possess written/verbal English skills at an advanced level or higher. In order to select excellent talents, you will need to anticipate a 30-60 minute technical interview with a project manager in our team. Dont worry. We need at least 3 developers. Expected salary range is $15-$25/hr depends on experience. Please feel free to send us applications embroidered with yo...

Hello. I hope you are doing well. I want to complete my project. My previous developer was unable to continue working on the project and did not share all project information. I and he had an idea for a pre-sale, but I think it's about 80% complete. The idea of completing the project is open to experienced developers, and we hope to complete the project with someone who can both design and build it. I share current version. Please confirm it. If you are interested in my project, please do not hesitate to share your ideas or advice. ( Please check out the project and include in your proposal: total budget, time, schedule for completing one. ) Thanks Timothy

...ticket management and attendance management site / development budget $400 All are website environments and have a smartphone shortcut icon push function. Supported by browsers. Development progress order 1 List of development function definition requirements (organization of conversation documents involving developers and planners) 2 Flow chart (professional planner) 3 UI UX screen design (professional planner) 4 designs (professional designs) 5 Developers (professional developers) 6 QA error checking (professional error checker) 7 Server Settings (Professional Developer) 8 QA error checking (professional error checker) 9 Business begins 10 If a problem occurs during the developer runtime, the error is immediately corrected. Please contact only teams that can...

...rankings - Decreasing the bounce rate I ran an ad and had people bid and then could not provide me with their information. I am looking for a reliable and trustworthy person. The freelance expert I am seeking must have proficient experience in website optimization, be results-focused, and exhibit understanding of the impact that the speed has on user experience and search engine rankings. Your task would be to identify, prioritize, and optimize the slowest elements of the specified website pages to improve the overall performance. Relevant experience in website speed diagnostics and relevant tools and techniques for speed optimization will be considered a plus. My site is on the Shopify platform. I use Google and other Page Insights to determine speed and Core Web Vital...

...Fluent in English, with excellent communication skills for collaborative work. Deliverables: A fully functional backend database integrated with the Adalo application. Documentation of the database structure and setup process. A brief guide on how to maintain and update the database as the app scales. Timeline: Specific date of completion is flexible up to 30 days. Budget: Open to offers, hourly rates or other solutions....

I'm in need of a competent Website Assistant to join our growing team and handle the daily maintenance of my Shopify website. Your key tasks will be data entry and image uploading. You may also be required to crop and change resolution of images as required. Key Skills: 1) Easy to contact - available Monday - Friday 2) Willing to work more than 10 hours a week 3) Can work with an hourly contract 4) Able to learn instructions and work within a team I'm looking for a dedicated and reliable individual who can ensure that my website is always running smoothly. If you fit the bill, I'd love to hear from you.

I am looking for an experienced web developer to work on an exciting project with our team. We aim to build a specialized flights meta search engine website targeted towards budget travelers. This platform will be focused on providing a unique and efficient way to find niche flights. Key Features: - Advanced search filters: The website should offer a variety of filters to help users tailor their search and find the most relevant flights. - Price comparison functionality: An essential feature for budget travelers, allowing them to easily compare prices of flights. - User reviews and ratings: An interactive section where users can share their experiences and rate flights, enhancing the overall user experience Target Audience: The primary target audience for this platform will...

I'm looking for a talented graphic designer to help me with my existing HTML CSS site and emails. The PHP developers have recently made some adjustments to the template which caused some issues with the layout. I need someone to fix the broken layout, realign any misaligned elements and improve the current design. Key responsibilities: - Rearrange the layout of the existing HTML and css - Fix broken layout and misaligned elements - Enhance the overall design Ideal skills and experience: - Proficiency in HTML and CSS - Experience with graphic design - Ability to fix broken layouts - Good eye for design aesthetics and layout - Familiarity with email best practices (add one click share options with the help of our developer)

I require an experienced data analyst conversant with Excel to create a detailed spreadsheet and comprehendible report about compression pay between LPN & RN nurses, as well as nurse supervisors. Key data points to include: - Hourly pay rates of each role - Years of experience in each position - Total number of employees in each role - Comparison of compression pay between the nurse employees and nurse supervisors The compression pay should be calculated using a ratio comparison method, highlighting the variation in detail. I am also looking for a detailed analysis in the report explaining the compression shown. Required skills: - Proficient in Microsoft excel - Experience in generating analytical reports - Strong attention to detail - Understanding of the healthcare s...

As someone who has unfortunately become a victim of false arrest and subsequent blackmail with my mug shot, I need a seasoned professional in both journalism and PR. The key areas I need guidance and assistance in are conveying that this town which already is under scrutiny for having the most dui arrests and the worst conviction rate. However, by that time who cares… you might have your life ruined. Literally overnight due to the drugs they knew I didn’t do, I lost everything I worked for my entire career. And have lost friends due to them not believing me. Luckily toxicology doesn’t lie or body cam or phone records. Cops and even more scary the toxicologist by design withheld my results. And then did something she knew was inaccurate or if didn’t know shou...

...generation app that uses OpenVoice and Wav2Lip to generate customized/personalized videos for clients conducting email outreach campaigns. The primary users will be businesses wanting to propel their marketing efforts. Key Features: - Allow users to record a video - Allow users to define a variable to customize - Use Wav2Lip and OpenVoice to "slot in" the customized portion of the video We are developers too, just don't have enough time to build this ourselves. A prototype should be accomplishable in a few days. We do not need the entire app built, just the microservice, and the initial webpage(s) to execute the request and serve the video, ideally saving the video link(s) to a MySQL database. We will build the app around it. If the project goes well, we ...

...elucidating the meaning and context of each abbreviation and its corresponding full word. Examples: 1) BTL - Buy-to-Let: A property investment strategy where the property is purchased with the intention of renting it out to tenants. 2) LTV - Loan-to-Value: The ratio of a mortgage loan amount to the appraised value or purchase price of a property, expressed as a percentage. 3) APR - Annual Percentage Rate: The annualised cost of borrowing, including interest rates and additional fees....