Write an Android application

NOTE - Before placing any bid, We request you to please go through our entire project description first and accept it. You bid is confirmation that you have reviewed the requirements in detail. Complete Source code and all material developed will be our property. We are looking for a mobile application for Android in which developer will have to add all the features of recharging any kind of mobile, bill payment, utility bill payment, mobile wallet etc. Examples are Jana Cash or Oxigen for look and feel only. Key features: User could invite their friends using social media also. All the users should be able to make the payment through debit/credit card, net banking or every other mode available in the market (gateway APIs are available and deep integration is required). UPI based API should be added as a P2P payment standalone function like on BHIM or TruPay. Material Design UI with Cards and latest Google UI/UX look and feel is required. Third party API will be arranged and developer should integrate it (over time). All Web services as required will be developed by developer. Payment gateway integration will be done by developer. Contact us form should be having live chat features also. App should have a small code base to install quickly, performance must be fast and secure with APK protected and PCI DSS Compliant security encryption. Virtual card storage encrypted and NFC payment facility should be included. Shopping payment with options like QR Code scan and 6 digit token generation should be included. Budgeting tool, giving option to budget my wallet amount and show visual graphics based on spending and categories. No advance payment - Payment on full delivery only. All terms and functions need to be met. Lowest bid has a higher probability of winning with highest feedback rating.